Terms of use

Please read the following Terms and Conditions which are applicable to your use of KKDG Financial Services Private Limited

KKDG FINANCIAL SERVICES PRIVATE LIMITED started its journey on 18th June 2022 (a part of Encash Solutions LLP. Encash Solutions LLP was incorporated on 29th November 2017), promoted by hard core professionals with proven track record of success. Varied background from fields as diverse as all types of insurance, investment products, etc

PLEASE READ THE TERMS OF USE CAREFULLY BEFORE USING OR REGISTERING ON THE WEBSITE OR ACCESSING ANY MATERIAL, INFORMATION OR SERVICES THROUGH THE WEBSITE. YOUR USE OF THE WEBSITE OR THE SERVICES PROVIDED BY THE WEBSITE SHALL SIGNIFY YOUR ACCEPTANCE OF THE TERMS OF USE AND YOUR AGREEMENT TO BE LEGALLY BOUND BY THE SAME.

In these Terms, references to "you", "your", "User" shall mean the end user accessing the Website, its contents and using the Services offered through the Website. "Service Providers" mean independent third-party service providers, and "we", "us" and "our" shall mean KKDG FINANCIAL SERVICES PRIVATE LIMITED its franchisor, affiliates and partners.

User Account, Password and Security

At the time of registration, the User agrees and undertakes at all times to be responsible for maintaining and keeping the confidentiality of the password and user id, and shall be entirely responsible security of User's password and for all the transaction/activities that occur by use of such password or user id. Further, the User agrees not to use any other party's user ID and Password for any purpose whatsoever without prior and proper authorization from such party. KKDG FINANCIAL SERVICES PRIVATE LIMITED shall not be responsible for any, direct or indirect, loss or damage arising out of the User's failure to comply with this requirement.

The User Also Agrees To

Provide true, accurate and complete information about him at the time of registration or filling up of registration form on the Site maintain and promptly update the Registration Data to keep it true, accurate, current and complete.

If the User provides any information that is untrue, inaccurate, not current or incomplete or the company has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, the company shall have a right to suspend or terminate User's registration and refuse any and all current or future use of the Site.

You are solely responsible for actions taken under your password, and should not disclose it to anyone else. You cannot use your password for any unauthorized purpose.

Compliance With Laws

You agree to comply with all applicable laws, statutes, ordinance and regulations concerning your participation in KKDG FINANCIAL SERVICES PRIVATE LIMITED.

Rights To Terminate

1. KKDG FINANCIAL SERVICES PRIVATE LIMITED reserves its right to refuse, suspend or terminate any service or your use of the website.
2. May move or remove any product or service that is available on the website without any prior notice.
3. May delete any content or other materials relating to your use of the Service and KKDG FINANCIAL SERVICES PRIVATE LIMITED will have no liability to you or any third party for doing so and shall not be obliged to provide you the same for any reason whatsoever.

Agency

There is no agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship between KKDG Financial Services Private Limited and any user of the service.

False Information

If at any point of time KKDG Financial Services Private Limited finds that the information provided by you in registration or web mail is false KKDG Financial Services Private Limited reserves the right to terminate your account.

Law Suit

These terms and conditions and the relationship between the user and KKDG FINANCIAL SERVICES PRIVATE LIMITED service shall be governed by the laws of the Delhi Region without regards to its conflict of law provisions. The User and KKDG FINANCIAL SERVICES PRIVATE LIMITED agree to submit to the personal and exclusive jurisdiction of the courts located within the Delhi region, India.

The Agreement

The User agrees that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of KKDG Financial Services Private Limited service or these terms and conditions must be filed within one (1) Year after such claim or cause of action shall arise or be forever barred.

User Conduct And Rules

You agree to use the Services, Website and the materials provided therein only for purposes that are permitted by: (a) the Terms of Use; and (b) any applicable law, regulation or generally accepted practices or guidelines in the relevant jurisdictions.

You Agree And Undertake That When Using The Site You Will Not

1. Defame, abuse, harass, threaten or otherwise violate the legal rights of others.
2. Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
3. Upload files that contain software or other material protected by intellectual property laws unless you own or control the rights thereto or have received all necessary consents.
4. Upload or distribute files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of the Website or another's computer.
5. Download any file posted by another user of a Service that you know, or reasonably should know, cannot be legally distributed in such manner.
6. Violate any code of conduct or other guidelines, which may be applicable for or to any particular Service.
7. Violate any applicable laws or regulations for the time being in force in or outside India.
8. Edit or otherwise modify any material on the website.
9. Violate any of the terms and conditions of this Agreement or any other terms and conditions for the use of the Website contained elsewhere herein.

You must not conduct any systematic or automated data collection activities on or in relation to this website without KKDG Financial Services Private Limited express written consent.

User Warranty And Representation

The user guarantees, warrants, and certifies that you are the owner of the content which you submit or otherwise authorised to use the content and that the content does not infringe upon the property rights, intellectual property rights or other rights of others. You further warrant that to your knowledge, no action, suit, proceeding, or investigation has been instituted or threatened relating to any content, including trademark, trade name service mark, and copyright formerly or currently used by you in connection with the Services rendered by KKDG Financial Services Private Limited

Restricted Access

Access to certain areas of this website is restricted. KKDG Financial Services Private Limited reserves the right to restrict access to certain areas of this website, or at our discretion, this entire website. KKDG Financial Services Private Limited may change or modify this policy without notice. KKDG Financial Services Private Limited may disable your user ID and password at KKDG Financial Services Private Limited sole discretion without notice or explanation.

User Content

In these terms and conditions, "your user content" means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to KKDG Financial Services Private Limited a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to KKDG Financial Services Private Limited the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or KKDG Financial Services Private Limited or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

KKDG Financial Services Private Limited reserves the right to edit or remove any material submitted to this website, or stored on the servers of KKDG Financial Services Private Limited, or hosted or published upon this website.

KKDG Financial Services Private Limited rights under these terms and conditions in relation to user content, KKDG Financial Services Private Limited does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

No Warranties

This website is provided "as is" without any representations or warranties, express or implied. KKDG Financial Services Private Limited makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, KKDG Financial Services Private Limited does not warrant that: this website will be constantly available, or available at all; or the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

Limitations Of Liability

KKDG Financial Services Private Limited will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website (a) to the extent that the website is provided free-of-charge, for any direct loss; (b) for any indirect, special or consequential loss; ( c) for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit the liability of KKDG FINANCIAL SERVICES PRIVATE LIMITED in respect of any (a) death or personal injury caused by the negligence of KKDG Financial Services Private Limited or its agents, employees or shareholders/owners; (b) fraud or fraudulent misrepresentation on the part of KKDG Financial Services Private Limited ; or (c) matter which it would be illegal or unlawful for KKDG Financial Services Private Limited to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other Parties

You accept that, as a limited liability entity, KKDG Financial Services Private Limited has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against KKDG Financial Services Private Limited officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect KKDG Financial Services Private Limited officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as KKDG Financial Services Private Limited.

Unenforceable Provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Indemnity

You hereby indemnify KKDG Financial Services Private Limited and undertake to keep KKDG Financial Services Private Limited indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by KKDG Financial Services Private Limited to a third party in settlement of a claim or dispute on the advice of KKDG Financial Services Private Limited legal advisers) incurred or suffered by KKDG Financial Services Private Limited arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Breaches Of These Terms And Conditions

Without prejudice to KKDG Financial Services Private Limited other rights under these terms and conditions, if you breach these terms and conditions in any way, KKDG Financial Services Private Limited may take such action as KKDG Financial Services Private Limited deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

Variation

KKDG Financial Services Private Limited may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.

Assignment

KKDG Financial Services Private Limited may transfer, sub-contract or otherwise deal with KKDG Financial Services Private Limited rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Entire agreement

These terms and conditions, together with KKDG Financial Services Private Limited, Privacy Policy, Disclaimer & Terms of Sale constitute the entire agreement between you and KKDG Financial Services Private Limited in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.

You can contact KKDG Financial Services Private Limited by email at